For agriculture loans, one must be dealing in either growing of rice, Irish potatoes, maize, vegetable growers, fruit crops growers or rehabilitation of coffee and banana plantation and must be for commercial purposes only. It can also be for members dealing in poultry farming, buying of fertilizer, pesticides and herbicides and others that cannot exceed 4months to be ready for sale and agro processors (coffee, maize and rice factories)
Interest rate 2% reducing
Loan processing 2% and 1.5% insurance
Maximum loan period 36 months
Repayment frequency every four months (three times a year), Quarterly and monthly.